Driving without insurance is a criminal offence if you are on a public road. You will need a minimum of third party insurance. Being accused of driving without insurance can have serious consequences from penalty points to disqualification. The law surrounding this offence is clear-cut, and the penalties can be severe, including the loss of your license and substantial fines. If you find yourself facing such an accusation, it's crucial to seek urgent legal advice to mitigate the impact on your life.
At Lewis Nedas, we want to help you protect your driving licence - if you have been accused of a road traffic criminal offence, contact us today. We understand the daunting nature of facing a driving without an insurance charge. Our team of expert road traffic lawyers is here to provide you with immediate support and robust court representation, ensuring the best possible outcome for your case.
Understanding the Law on Driving Without Insurance
The law regarding driving without insurance is outlined in Section 143 of the Road Traffic Act 1988. It places an obligation on every person who uses, causes or permits another person to use a motor vehicle on a road or public place to have a policy of insurance in place to cover the third-party risk.
It's important to note that driving without insurance is an offence that places the burden on the driver. You must demonstrate that you had a valid insurance policy that would have covered you to drive the vehicle at the time of the alleged offence. Misunderstanding of your insurance status is not a valid defence.
The Penalties for Driving Without Insurance
The penalties for driving without insurance can be significant. If found guilty, you can expect to receive a minimum of six penalty points on your license and a substantial fine. The exact penalty depends on various factors, such as previous convictions, driving records, and the nature of the offence.
In addition to points and fines, driving without insurance can lead to other consequences. If you are caught driving without insurance, your vehicle may be impounded, and you will need to pay a release fee and provide proof of insurance before it is released. Moreover, you may receive a postal requisition, requiring you to attend court.
Defending Against Accusations of Driving Without Insurance
When faced with an accusation of driving without insurance, it's essential to seek the guidance of experienced legal professionals. At Lewis Nedas Law, our dedicated team of Road Traffic Defence Lawyers will carefully assess your situation and develop a robust defence strategy tailored to your case.
Situations That Can Lead to Driving Without Insurance Accusations
There are various scenarios that can result in driving without insurance accusations. Some common examples include:
Cancelled or expired insurance: If your insurance policy is cancelled or it expires, and you continue to drive without obtaining new coverage, you may be accused of driving without insurance.
Using another person's vehicle: If you drive someone else's car without the proper insurance coverage, you can be held liable for driving without insurance.
Company car insurance: If you drive a company car, it is crucial to ensure that you have the appropriate insurance coverage. Failure to do so can result in accusations of driving without insurance.
Expired MOT certificate: A valid MOT certificate is a legal requirement for driving a vehicle on public roads. If your MOT certificate expires, you may face accusations of driving without insurance.
Mitigating circumstances: In some cases, there may be mitigating circumstances that could explain why you were driving without insurance. These circumstances may include insurance provider errors, genuine belief of coverage, or other factors that prevented you from obtaining insurance.
How many penalty points do you get for driving without insurance?
You could be given six or eight points on your licence for driving without insurance. If you already have points on your licence, then under the totting up procedure, you could face a six month ban from driving if you already have six or more points and you reach the twelve-point maximum.
What is the maximum fine for driving without insurance?
If your case goes to court, you could face an unlimited fine.
How Lewis Nedas Law Can help you avoid a driving ban
At Lewis Nedas Law, our driving without insurance lawyers in London have extensive experience in handling cases of this nature. We understand the complexities of the law and the potential consequences you may face. Our team will provide you with comprehensive legal support, ensuring the protection of your rights and the best possible outcome for your case.
The Importance of Legal Representation
When accused of driving without insurance, it is crucial to have a skilled legal representative by your side. Working with Lewis Nedas Law gives you access to renowned professionals in the field who will guide you through the legal process, providing you with expert advice and representation. Our lawyers are available to assist you at any time, ensuring you receive the highest level of support and guidance.
Funding Your Defence
At Lewis Nedas Law, we understand that funding your legal defence is a concern. We offer various funding options. Our team will provide transparent information regarding costs and fee structures, ensuring you have a clear understanding of the financial aspects of your case.
Driving Without insurance solicitors London
If you have been accused of driving without insurance, it is crucial to act swiftly and seek legal advice. Contact Lewis Nedas Law today for a free, no-obligation consultation with one of our experienced driving without insurance lawyers in London. We are here to protect your rights, provide you with reliable legal advice, and work towards the best possible outcome for your case.
Contact Us now to schedule your initial consultation and take the first step in securing your legal rights.